Sandy secretly felt a bit embarrassed.
She was well-educated; she was great at her job, and she'd worked hard to save up and buy a property with her husband. Despite all of this, she still had no idea what she was doing with her finances.
Finance seemed like a foreign language, one she'd never had any exposure to.
Watch: 5 money lessons your parents told you, that you should probably forget. Story continues below.
"My parents didn't talk about money much when I was growing up. I also didn't study any finance subjects in school. So, I remember getting to my mid-twenties and feeling left behind — how did people know about things like superannuation, investing, and taxes? I didn't know where to start," she told Mamamia.
Unfortunately, Sandy is not alone in feeling this way. The recent HILDA Survey found that financial literacy amongst adults has gone backwards, especially amongst adults under 35.
Sandy decided she needed some guidance. She enrolled in 'Mastering Money', an online financial education program that teaches adults practical financial skills to save, invest and manage their money.