Hoooooo boy. In case you’re wondering, that sound is me checking my bank balance in January. Oh hi there negative balance, maxed out credit cards (and maxed out literally every line of credit available).
Everyone else is making very noble and grand resolutions for the year ahead, but mine is simply to not be broke next January. I mean, it rolls around every year, but I’m never prepared either emotionally or financially for it. I blame being a millennial.
To add insult to serious financial injury, January tends to bring some pretty hefty expenses with it when you have kids. Between book lists, shoes, uniforms, lunch boxes, bags, and outside of school activity fees, I know I’m quaking in my shoes at having everything ready by the time school goes back in a few weeks.
Out of necessity, I’ve been forced to think of any way possible to save money on the mountain of back to school costs, and figured there are plenty of other parents who could probably benefit.
Here are the ways I’ve saved money on hack to school costs:
There are two types of mums when it comes to back to school shopping. Which one are you?
How on earth does a grade two book list amount to more than $200, without even having anything electronic in there? And this is a public school! Between three kids (and none of them even in high school where you might expect the expense) my book list costs amount to almost $500.
While I’m certainly grateful to have them all at school, and thus no-longer paying day care or kindy fees, this is a lot of money to come up with right off the bat of the New Year.
It pays to take a good look at the items listed, and work out what’s really needed. At our school, the lists are ordered online and delivered directly to the classroom where the resources are pooled. Taking a look at just my grade two list, they call for 40 grey-lead pencils and 10 (!) erasers.