Afterpay’s AfterYay sale has returned for another year, so it’s time to flex your ‘splurge’ cards (insert Barefoot Investor joke).

From today, August 14, to August 15, dozens of retailers are offering customers considerable discounts as long as they check out via Afterpay. This means you can pay off your shopping in four, fortnightly instalments, with no upfront payment necessary.

But first a lil’ caveat. You might not have to pay for your splurge upfront, but don’t get too click happy and spend yourself into a stupor. The funds will eventually make their way out of your account, and should they not, you will be slapped with a $10 late fee. Just remember: fiscal responsibility always trumps instant gratification.

Okay caveat over.

Now, should you be in the position to take advantage of a fun deal, here are our favourite bargains we’re dying to (responsibly) ‘add to cart’.

via GIPHY

Nasty Gal

How much will you save?

55 per cent off site-wide.

What should I get?

Suits You Double Breasted Relaxed Blazer, $62 (down from $124).

Suits You Wide-Leg Pants, $45 (down from $45).

We'd like to drape ourselves in this mustard, oversized humber. So chic. Image: Nasty Gal.

Don't Catch Feelings Hair Slide, $9 (down from $18).

We have feelings for this cute lil' barette. Image: Nasty Gal.

Love Leather Felt So Good Faux Leather Jacket in Nude, $67.50 (down from $135).

The humble black biker jacket gets a soft, pastel pink makeover. Image: Nasty Gal.

ASOS

How much will you save?

25 per cent off full-price items.

What should I get?

ASOS DESIGN, Trapeze Maxi Dress with Puff Sleeve in Mixed Daisy Print, $57 (down from $75).

Florals for spring might not be a revolutionary idea, but on this dress, it is. Image: ASOS.

Puma, RS 9.8 Space Sneakers in Pastel Pink and Beige, $112.50 (down from $150).

Hop on the sneaker trend with this pair of wearable kicks. Image: ASOS.

ASOS DESIGN, Croc City Bag with Plate Detail, $42 (down from $56).

An everyday bag with a vintage twist, get this satchel while it's on sale. Image: ASOS.

Glassons

How much will you save?

20 per cent off full-price items.

What should I get?

Square Toe Mule, $47.99 (down from $59.99).

Get your feet summer ready with these classic slides. Image: Glassons.

Floral Silky Midi Skirt, $31.99 (down from $39.99).

Repeat after us: You can never go wrong in a bias-cut, silky skirt. Image: Glassons.

Showpo

How much will you save?

20 per cent off site-wide. Minimum spend $150, excludes gift cards, beauty and bridal.

What should I get?

Picking It Up Dress In Rust Floral, $59.96 (down from $74.95).

This dress has us dreaming of summer weather and afternoon picnics. Image: Showpo.

It Aint Over Jumpsuit In Blue Polka, $59.96 (down from $74.95).

This flattering jumpsuit is the perfect all-in-one outfit for those days you can't be bothered thinking about your outfit. Image: Showpo.

I Feel Love Oversize Knit Jumper In Mocha, $55.96 (down from $69.95).

Cosy, chic and camel. This jumper ticks all the boxes. Image: Showpo.

Adore Beauty

How much will you save?

15 per cent off when you spend $100. Brand exclusions do apply.

What should I get?

Lonvitalite, Microneedle Derma Roller Face & Body Kit, $118.96 (down from $139.95).

Brighter skin awaits with this DIY derma roller kit.

Alpha-H, Liquid Gold, $43.32 (down from $50.96). FYI, Adore Beauty are currently also doing a 2 for 1 deal on Alpha-H, Liquid Gold, with the code Gold 241. However this cannot be used with the AfterYay deal.

You might as well stock up on this cult-famous chemical exfoliator while its on sale. Image: Alpha H

The Iconic

How much will you save?

25 per cent off over 40,000+ items.

What should I get?

Camilla and Marc, Dimmer Blazer, $524.25 (down from $699).

From Meghan Markle to Elle Ferguson, there's a reason why the Camilla & Marc blazer is a must-have among the fashion crowd. If you've been considering a staple, have-forever blazer, this could be the one. Image: The Iconic.

Reliquia Jewellery, Virgo Star Sign Necklace (other signs available too), $111.75 (down from $149).

From the astrology-tragic to the near-sceptic, this is a subtle way you can pay tribute to your star sign. Image: Instagram + The Iconic.

Topshop, MOTO Winter Jamie Jeans, $63.71 (down from $84.95).

Classic blue jeans always make for a good purchase. Image: The Iconic.

Tony Bianco

How much will you save?

20 per cent off all boots.

What should I get?

Scout Milk Capretto Ankle Boots, $202.46 (down from $269.95).

You can hit two trends in one with this white, cowboy inspired boot. Image: Tony Bianco.

Gloss Black Croc Ankle Boots, $194.96 (down from $259.95).

Update your classic black boots with a croc twist. Image: Tony Bianco.

Other noteworthy sales:

Please note: All of our editorial products are independently selected and curated by our team because we love them and reckon you'll love them too. If you buy something we link to on our site, Mamamia may earn commission.

What are you adding to your cart? Tell us in a comment below.