Zara Tindall is not your average royal.

Zara Tindall, the daughter of Princess Anne and Mark Phillips, is an Olympian, mum of three and 21st in the line of succession to the British throne.

She's first cousins to Prince Harry and Prince William, and godmother to William's eldest son, Prince George - and currently, she's living it up in Australia with her husband, Mike Tindall.

The couple visit Australia every year for Magic Millions, a horse racing festival which she is an ambassador for.

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As the daughter of a Princess Royal, Zara, 42, and her older brother Peter Phillips, 46, weren't given any royal titles at birth. Therefore, she's not a princess.

However, as Zara has stated various times, she's happy that she grew up without a title.

"I’m very lucky that both my parents decided to not use the title, and we grew up and did all the things that gave us the opportunity to do," she told The Times.

Speaking to The Sun, former Buckingham Palace press secretary Dickie Arbiter shared why Princess Anne chose not to give her children titles.

"It was a masterstroke of the Princess Royal when she decided not to give her children titles," he shared.

"Growing up as a commoner allowed Zara to thrive as her own woman, and there has never been pressure on her to conform. She has benefited from it in all sorts of ways," he added.

Zara is not on the civil list like Prince William. Instead, she has to earn a living. 

Zara is not on the civil list like Prince William. Image: Getty. Zara went to Beaudesert Park School in Gloucestershire and Port Regis School in Dorset, before attending Gordonstoun School in Scotland. 

After school, she attended the University of Exeter, where she studied physiotherapy. 

Once Zara finished her studies, she pursued an equestrian career. 

The royal quickly became an accomplished equestrian, competing at the 2005 European Eventing Championship, 2006 FEI World Equestrian Games and the 2012 London Olympic Games. 

At the Olympics, she won a silver in the group event. The medal was awarded to her by her mother, Princess Anne.

Since 2016, she's been using her married name to compete.

Zara Phillips at the 2012 London Olympics. Image: Getty. Years prior, in 2003, Zara met rugby union player Mike Tindall in Australia, when he was participating in England’s Rugby World Cup campaign. 

It was reportedly Prince Harry who introduced the pair at Manly's Wharf Bar.

Zara, Prince Harry and Mike Tindall in 2014. Image: Getty. 

"She was on her gap year and in Australia with friends," Mike told the Daily Mail.

"Clive [Woodward, the coach] had just told me I was dropped for the semi-final, so I went out for a beer with two others who weren't playing, Martin Corry and Austin Healey. Zara was in the same bar; we got introduced but didn't speak that much," he continued.

"Later on, Austin gave me her number and said, 'She wants you to text her, to say where you're all going out after the final so she can come along.'"

In 2010, the couple announced their engagement. The following year, they got married in front of 400 guests at Canongate Kirk in Edinburgh, Scotland. Zara wore a dress by Stewart Parvin.

Their wedding in July 2011. Image: Getty. 

In July 2013, Buckingham Palace announced that the couple were expecting their first child. Their daughter, Mia Grace Tindall, was born in January 2014.

Two years later, the couple announced that they were expecting their second child. However, Zara suffered a miscarriage.

"For me, the worst bit was that we had to tell everyone, everyone knew," Zara later told The Sunday Times in 2016. "I had to go through having the baby because it was so far along."

She also shared that before conceiving their second daughter, she had another miscarriage.

"I then had another miscarriage really early on," she said.

On June 18, 2018, their second daughter Lena Elizabeth was born, followed by Lucas Philip Tindall, who was born March 21, 2021.

The fifth grandchild of Princess Anne arrived in an unconventional way after the birth didn't go as planned. 

Speaking on his The Good, The Bad & The Rugby podcast in 2021, dad Mike recounted the birth experience, revealing that Lucas was born at home - in the bathroom.

Mike explained that it was Zara's friend, Dolly Maude, who recognised that the couple wouldn't have been able to make it to the hospital in time.

"So, it was run into the gym, get a mat, get into the bathroom, get a mat on the floor, towels down, 'brace-brace-brace'," he said.

"Fortunately, the midwife, who was going to meet us at the hospital wasn't that far away, so she drove up, got there just as we'd assumed the pos-ish [the position]. And then the second midwife arrived just after the head had arrived."

Zara, Mike and Mia in 2015. Image: Getty. 

Mike retold the story during his time on UK reality show, I'm A Celebrity ... Get Me Out Of Here! in 2022.

"As we got our stuff to go to hospital, she got out of the bath, she could barely stand, she was shaking," he said. "The midwife was like, 'She's not making the hospital.' She was like, 'You don't want to be delivering in the car.' [I went] into the gym [and got] two gym mats [to put] down in the bathroom."

Mike revealed that Zara dealt with intense labor pains: "She almost choked me to death. You can't say anything, can you? 'Can you let go, you're really hurting me?'"

During his time on the show, the former rugby player shared some interesting stories about the royal family, including the time he ripped his trousers in front of his mother-in-law at his 30th birthday party.

"I was dancing on the dance floor. I had like flares on, full outfit, but it was quite tight," said Mike. "Nothing ever fits a rugby player's bum and legs. So I was dancing with my mother-in-law, and I did a 'slut drop' in front of my mother-in-law.

"Ripped my trousers, straight in front of her. It happened to be that the boxers that I had on at that time said 'nibble my nuts.' As I've turned round, she's gone, 'I'd rather not.'"

Zara and Mike live a quaint life with their three children. Image: Instagram @mike_tindall12.

Fast forward to the present and the family of five lives a pretty normal life in Gloucestershire. 

"When we don't have to be somewhere, we are pretty low-key," Zara told Country Living in 2016.

"It's nice to go out with the dogs and explore the woods and fields that surround our house – I love the quiet and isolation of where we live," she added.

"I enjoy cooking, so it's nice to have time to do that as well."

And when the couple do go out, they enjoy something simple. 

"A lot of my socialising takes place at competitions during the eventing season, so I like the contrast of a quiet Saturday night at a local pub with friends," she said.

This story was originally published on March 25, 2021, and has since been updated with new information.

Feature Image: Getty.