Statistically, most people abandon traditional New Year’s resolutions by the second week of February. If we apply that same timeline to the new financial year, we are due to go back to our spend-thrift ways by mid-August.
Currently, we are a couple of weeks into a new financial year and all those heady money promises are still holding fast. But what happens when we start to get sick of bringing our lunch to work, making instant coffee and limiting social events to once a fortnight?
What about when we’re finding it harder and harder to walk past our favourite clothing store on the way home from work… Where the new dresses and tops and shiny shoes are screaming, “Buy me, buy me, I’d look so good on you, you NEED me.”
Fashion items we’ve blown too much money on. Article continues after this video.
You can stick to your new financial year resolutions. You can transform your ways. You can be one of those ‘good with money’ people.
All you need to do is work through these 9 simple steps:
Step one: Have fun budgeting.
Doing a budget doesn’t have to be a drag. It’s one of the best things you can do for yourself and your future. It’s like cleaning – not as fun as a night out, but boy does it feel good once it is done.