Just a few weeks ago, an old friend sent me a link to a video on Facebook, with a message prompting me to click on it.
Thinking nothing of it, I did, and was asked to re-enter my Facebook username and password before noticing something was off. I stopped there and ignored it.
Good thing I did - it was a scam, and someone had hacked my friend's account and sent that message to hundreds of people.
Listen to this bonus episode of Mamamia's money podcast, What The Finance, all about scams. Post continues after audio.
In 2022, scams are everywhere, and the fraudsters behind them are constantly finding new ways to outsmart us and steal our money.
Since precisely no one wants that to happen, it's important to know how to spot a scam, and what to do if or when faced with one.
Here are the most common scams you need to know about, and how to avoid them.
1. Tax scam.
Yep, scammers work hard during tax time, often pretending to be from the tax office or other government agencies to try to obtain our money.
There are a few ways they'll try to do this:
1. Call and claim to be from the ATO, and say your tax file number has been suspended or compromised.
2. Email or text you and ask for personal information, or send you a fake link to the ATO or MyGov, prompting you to enter personal information.
3. Call and say you have debt that needs to be paid off immediately.