The thing about being an adult, is that often our dreams are rooted in the realm of finance.
Everything and anything we want in life, that we aspire to or hope to achieve in the short-term and the long-term, usually requires some money to make it happen. That’s just the tangible aspect. Alongside money, our hopes and dreams require some effort on our part. We need to be smart, stable, savvy.
Watch: Trying to budget? Try the 50, 20, 30 rule. Story continues after video.
It’s often overwhelming when you have this grand plan, idea or goal you wish to achieve and you’re not 100 percent certain on the steps that will allow you to reach it.
So when you set yourself up with some sort of financial plan, there are few key questions that you should ask yourself. In fact, I recommend starting with these four.
1. How can I be saving more on the day-to-day?
Everyone has varied short-term financial goals they want to make happen, with the niggling question on how to fund them. Adopting smart and easy money hacks on the spending you're already doing everyday (on things like groceries, skincare and food delivery) can often make the biggest impact on reaching your savings goals quicker.
If you’re one to love a great deal when you see one, a handy option can be using the MONEYME Freestyle Virtual Card on your everyday spending. It's a credit card that gives you credit back offers on everyday items you’re already spending money on. It’s a virtual card – one you just add to your mobile wallet, and use like any other credit card – and gives you up to 40 per cent back on your purchases when you shop online at over 2,000 Aussie retailers (think your groceries at Woolies, your clothes at The Iconic, your devices at Apple etc).