We’ve all scrolled through social media and caught a serious case of holiday envy.
While we’re working to pay the endless bills, folding mountains of laundry and cooking food our kids refuse to eat, the cashed-up crew are sipping on mojitos and getting bloated at the buffet.
If you’re living pay to pay, a family holiday can seem like an unattainable luxury reserved for people who have that mythical thing called disposable income.
But there are ways you can join the holiday selfie brigade, minus the credit card debt.
Enter Tammy Barton from personal budgeting company MyBudget, a finance guru who knows a thing or two about helping families better manage their money and save for the fun stuff, like a family holiday.
We spoke to Tammy, along with a few frugal parents about how you can afford a break without breaking the bank.
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1. Be more savvy with your spending.
Tammy says you should kick off #OperationHoliday by setting up a separate savings account and depositing money into it every pay. Another good starting point is to create a detailed budget that includes all your income and expenses over the next 12 months then looking at what you can cut back on.