explainer

A woman who outsmarted her and reckless spending: Melissa Caddick’s life before her disappearance.

As the sun rose on Thursday, November 12, Melissa Caddick went for her daily run in Sydney’s eastern suburbs. Unlike every other day, though, the mother-of-one left her cliff-top home without her phone, keys or wallet. 

The 49-year-old hasn’t been seen since. 

Her husband, Anthony Koletti, reported her as missing the day after, at midday. He explained to reporters in the days following her disappearance that everything had been “as normal” when the couple went to sleep the night before. Melissa was wearing a black singlet top, leggings and silver ‘Nike’ sneakers when she left her family home, according to the NSW Police Force.

Since being reported as missing, the Sydney woman's dodgy business dealings have been unveiled, with her reportedly misappropriating millions of dollars in the past few years. 

Watch: Melissa Caddick's husband, Anthony Koletti, makes a public plea. Post continues below. 

Here's everything we know about the mysterious disappearance of the Sydney woman. 

Caddick's 'fraudulent' business dealings and 'Witness A'.

In the wake of her disappearance, the complicated and allegedly fraudulent business methods of the financial adviser have been brought to light. 

Caddick’s wealth management business Maliver Pty Limited has been subject to an investigation by the Australian Securities and Investments Commission (ASIC) since early September. The company is accused of operating without a licence and the corporate regulator alleges tens of millions of dollars are potentially missing.

Caddick is accused of orchestrating false financial statements to clients, making them believe their investments were growing.

The case was listed for a hearing on November 13, one day after she went missing. On November 27, Melissa Caddick was due to appear in the Federal Court, which was held in her absence.

Last week a court heard that investors handed over more than $13 million before she disappeared. But there is one witness who has revealed why she wasn't 'fooled' by the financial adviser. Melissa Caddick has been missing since November 12. Image: NSW Police Force.  

Known as 'Witness A' in court, the woman stopped her husband from investing more than $250,000 of their savings into Caddick's account last year. 

According to The Daily Telegraph, Witness A and her husband were introduced to Caddick by a "good friend". The financial adviser reportedly told them she could make them a 20 to 30 per cent profit per year if they invested $250,000. But after doing research, Witness A discovered Maliver Pty Limited had no current licence. The couple decided not to transfer any of their wealth to Ms Caddick, last communicating with her in October last year. 

Caddick's personal bank records, as uncovered by The Sydney Morning Heraldshow she had spent hundreds of thousands of dollars on luxury clothes, accessories and travel. 

The 49-year-old reportedly spent $250,000 at Dior and $236,150 at Canturi Jewellers, according to SMH. 

Two days prior to her vanishing, Caddick's home had been raided by the Australian Federal Police and she had been banned from travelling overseas or withdrawing cash from her bank accounts.

Detective Inspector Gretchen Atkins has confirmed her disappearance is being treated as suspicious.

'CCTV cameras stopped working.'

The CCTV cameras attached to Caddick's home in Sydney’s Dover Heights stopped working in the days prior to her vanishing, police have confirmed. 

Wednesday, November 11, was the last day the cameras did record. 

Police have said the theory she staged her own disappearance remains a possibility. “Maybe she just doesn‘t want to be found,” one officer told the Daily Telegraph.

Melissa Caddick with her husband, Anthony Koletti. Image: Facebook.  

The family's pleas.

Her husband made a desperate plea in the days after Caddick vanished, telling reporters this was "out of character" for his wife, who he described as a "beautiful daughter, sister and loved wife".

“We’re asking the community to help bring Melissa home.”

Sending a message directly to his wife, Koletti said: “You know how much we love you, please come home, everything’s taken care of, you’re not in trouble.”

Caddick’s brother, Adam Grinley, gave a brief statement, also pleading for her return home. 

"Melissa, please let us know that you're safe and sound. We love you," he said, holding back tears. "To our communities, we need your help to bring Melissa, my little sister, home."

This story was first published on November 26th, and updated on December 21st.

Feature image: Facebook.


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Top Comments

nj 3 years ago
She is the outcome of the caucus of the RBA governor, commercial banks, the media, and out of all, the government functionaries, all hand in gloves, to cheat the public almost forcing some amongst them to take a risk and look for better returns avenues of deploying their savings or even retirement funds. Without the above-cited institutions who must have been aware all along of all the scams building up and RBA governor out of all who can easily be termed as "insider"  equivalent of Insiders in share market and at stake were money invested in housing which offered huge potential for making easy money and guilty are all of the parties listed above. Was there an inquiry but the problem is that who will do that when all those who could potentially do that are all parties to this fraud. That is what and how investors are ripped of their money and forced to look for better investment (as think so)opportunities and some obviously are always there to make use of it and con the innocent people to rip off their money leaving no trace. Charge and catch them before they are of the hook.

amanwithoutaface 3 years ago
If she did not plan (her own departure) herself then she is very likely no longer alive, though on the scheme of things concerning her own prior behaviour of very knowingly stealing peoples money, this scenario is highly unlikely as a suicidal outcome would likely display the behaviours of a guilty conscience that she obviously lacks. Lastly concerning her husbands behaviour in public and in front of the media pleading with the public for any information, in my opinion he displays the exact same evasive, deceptive yet cooperative behaviours that murderers have displayed when pleading for any information concerning the whereabouts of their wife and children when they already have intimate knowledge of their whereabouts. I am not saying she is deceased but I am saying that her husbands behaviour (in my opinion) is not entirely cooperative or forthcoming with all information or knowledge. He displays the same deceptive behavioural characteristics as Boris Ristevski and John Myles Sharpe. He is also a very unconvincing actor. (For more information or an example Google the names and search YouTube for media interviews to see what I mean)