health

How much money do you need to be happy?

“What are you doing?” I asked my husband.

He was wrapped neatly in his dressing gown and slippers, and closely examining something in the morning lounge-room light.  He was of course unable to hear my question as he is afflicted with the masculine inability to do two things at once.

His ability to do one thing at once can depend on an alarming number of variables.  You should see him psych himself up to call in a dinner order.  My God, you’d think he had to cook the curries and drive them over in 45 minutes.

My husband has become obsessed with the lottery.  He’s always waffling on about quick picks and supps and what not.  I, of course, am gifted with the feminine ability to appear to be listening when I’m not, so I can’t say that I know much about it.  I figure if he ever wakes to find he has the numbers he’ll collapse in a puddle of fear and flannelette and I’ll have plenty of time to catch up and get involved.

I tuned in a couple of days ago when he was reading from the paper the story of a local family who’d won 2 million dollars.  I found myself fantasising about what I would do in their position.  I’d buy a big but sensible house in a nice but down to earth neighbourhood.  I’d send my kids to a private, but not too hoity school and I’d keep working but at something meaningful, helping others.  I started feeling really miffed that those jerks had my 2 million dollars.

“Don’t stress,” my husband reassured me with a zen he possesses only when discussing his numbers, “the other one’s jackpotted.  It’s 8 million now!”

I’d been ever so humble and happy with 2 million a minute before, but now 8 million sounded altogether more reasonable.   Yes, I definitely deserve 8 million free dollars to rain down upon me like rose petals on a Hindu Goddess.

The question my revolting greed raises is, how much is enough money?  How much money would allow us to relax about money?  To not have to talk and argue and cry about money?   To never even have to think, ever again, about money?

Of course there is no amount of money that can change the way we see ourselves reflected in it.  By that I mean that judging your success as a human by how much money you have can only lead to craving more money, can’t it?

What if we just relaxed about money?  Like without even winning the lotto?  What if we lived in a smaller house, and shared a car?  What if we just went without things we couldn’t afford, and enrolled the kids in a school we could?  What if we didn’t even care who knew about it?

What if we stopped paying interest on credit cards?

What if we stopped doing jobs we hated?

What if we did something meaningful and helped people?

How much money do you think you need to be happy?  Has money brought you happiness?

Want more? Try these:

Yes, your spending habits rub off on your kids – but here’s how to make that a good thing.

“Women are hardwired to be conservative with money. I say bollocks.”

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Top Comments

Charlie 13 years ago

Great post! I am newly married, 31, and I worry about how to start a family, because I have this instictive belief that you need to own a home first and be financially secure. But we don't own a home and even though we earn an 'ok' income (around 60K each) I can't see how we can comfortably live with a mortgage and one salary (i.e. if on materinity leave) in this day and age of high living expenses and huge taxes. I do get depressed about money and while I don't value it above all else, I want to give my children a start to life that I didn't have... I want them to strive, but not struggle the way I did. So to answer your question, If I could just have $500k to buy a moderate house within 20 ks of the city then I'd still be happy to work my tail of for my children's educations and, or even better, could then have my dream of only working part time in a job I love while giving my kids the kind of home I wished I had growing up (i.e. someone there to talk to you and the end of the day, share my life with my children, etc). Instead, I worry that I'll turn out just like my parents.... so is a lottery win of even $250 ok to help with a more managable mortgage too much to ask? probably... I guess there's always someone worse off so it's better to be happy with what we have!


Anonymous 13 years ago

We decided to jump out of the rat race about 20 years ago.. sold our beautiful home on acreage, took our children out of private school and went and worked in developing countries for the local wages. We put our kids into local schools.. We've had an awesome life and we've all been very happy. We are back now and building a tiny cottage with money from an inheritance on land we brought for $30,000 when we sold our house... life is good and yes you can live on very little and still be happy!