Let’s all enter the secret circle of real talk: New Year’s resolutions are BS.
We are hungover from eating, drinking and spending too much; resolutions are a handy way to purge our guilt. I get that.
So that title is misleading. It should be: Some vague intentions and principles you might consider adopting to improve your finances this year, which aren’t really very hard or onerous.
1. Write your mindful spending manifesto.
This isn’t hard. You can do it with a glass of (moderately priced) wine in hand one quiet night.
Take a moment to consider what you want to spend your hard-earned cash on in 2017. It can be a list or a mission statement. Write it on a note on the fridge or put it in your phone.
Here, I’ll start. I want to allocate money to travel, delicious breakfasts, quality fresh food and ethical protein sources, investing for my future, charities, powerlifting and fitness.
I want to avoid spending money on: coffee I can make myself; fancy wine; overpriced drinks in bars; clothes I don’t need; nail salons that may or may not be supporting human trafficking; things I need to find storage for; any more bloody shoes.