Your partner has started getting weird on you. They’re dodging your questions, keeping you from looking at the mail and taking out large sums of cash without reason.
They could be cheating on you – but it might not have anything to do with another woman.
Financial planner James Trethewie – who just so happened to be one of the men vying for Sophie Monk’s heart on The Bachelorette last year – says these are all major red flags you’re a victim of financial infidelity.
Listen: Sexual psychiatrist explains to Mia Freedman exactly why it is that happy people cheat, on No Filter. (Post continues.)
The signs of financial infidelity
As James explains, financial infidelity covers any kind of spending or money issue a partner is trying to keep hidden, like credit card debt, gambling problem or even an addiction to Michael Kors handbags.
He tells Mamamia if you notice your partner doing these things, it’s time to
worry approach them for a frank conversation about finances.
Similar to romantic infidelity, secretive behaviour, inexplicable changes in routine, mood shifts or a noticeable (and again unexplainable) change in stress their level could all be signs they’re hiding something.
Big cash withdrawals.
“If you’re looking at your statements and you’re seeing big or frequent cash withdrawals and you don’t know what they’re for, it’s a sign something might be up,” James, who writes for Financial Planning Association of Australia’s newsletter Money and Life, says.
Iffy transactions on your statement.
Similarly, James says if you’re looking at your statement and seeing significant purchases that aren’t to Woolworths, Kmart, your local pub or anywhere else they normally spend their money, it could be that they’re buying some things they’re not telling you about.
Getting cagey when you try to bring it up.
If you question them about any of these purchases or withdrawals and they “get a bit funny about it” or try to change the subject without offering any real explanation for the spending, you could be looking at a guilty person, says James. “A good pickup would be their behaviour getting a bit weird and they’re trying to deflect the subject.”
Tries to keep you from checking the mail.
On the other hand, you might not remember the last time you actually saw a bank statement. James says if your partner always seems to be the one who gets to the mailbox first or insists on being the person to check the statements, it should raise an eyebrow or two.
Letters from banks you don’t recognise.
“If you start seeing stuff in the mail from financial companies you don’t normally use or deal with that’s something you should ask about,” James says – it’s a sign your partner could have set up a bank account so they can make secret purchases without being caught.
Sets up a new credit card without telling you.
James says it’s important for communication about money to be open and honest in a relationship and things like whether to get a new credit card or not should be raised and discussed. The fact that they haven’t could mean something’s up.