There are many good things that come out of starting a life with your partner: winter is more bearable, someone else picks up treats on the way home and you can make recipes for two without having to eat both serves yourself.
So we’re on the same page as a guy on Reddit who’s struggling with how to budget his future life with his future partner.
“With the differing levels of income and debts, it’s a little vague on how to split up financial responsibility between the two of us while still supporting one another,” he said.
And did that get the people talking.
Combining finances might be efficient, it's also risky, said one writer.
"If you combine your finances now you can be more effective in reaching your financial goals together, but you run the risk of having a complicated mess if this goes south," they wrote.
And even more complicated if contributions aren't divided divided fairly.
The secret to sorting out this unholy mess? Percentages.
Stay with me here.
It might work out to be more equitable if both partners contribute 50 per cent of their beans towards the mortgage. Sarah would contribute three beans (because she earns 6) and Tom would contribute two beans (because he earns 4).
Although this means Sarah is technically paying more, the contribution is equitable.
Watch as Mamamia takes you through some savvy saving solutions. Post continues after video.