Here's the thing: Christmas is fast approaching and every year, it seems to come around faster than the year before. Naturally, to save myself from any last-minute trips to the shops, I'm starting early.

I've always tried my best to shop small, but now more than ever, I want to support all the small businesses that have been impacted by the uncertainty of the last year.

But there's so many small retailers out there that sometimes it's challenging to actually see what's on offer. This is where Afterpay comes in.

They have curated a list of small businesses on their website which can help you find that perfect gift all while supporting lady startups and other independent stores.

I love nothing more than spoiling everyone at Christmas time, and using Afterpay is an easy way to help me pay things off gradually in 4 interest-free instalments. I also love that I know from the very beginning how much each payment will be and when they will come out of my account, which makes budgeting super achievable.

To give you some Christmas shopping inspo, here are 10 Aussie businesses that we're loving sick and the perfect gift to grab from each of them.

1. Sage and Clare

Sage and Clare have an amazing range of just about everything you can think of — beautiful cushions and bedding, gifts for the kids, and even cute little decorations for the tree.

Our pick would have to be a tablecloth and a set of napkins to decorate the table on Christmas day. We're absolutely in love with the Carine Linen Tablecloth for $169 (or 4 payments of $42.25) paired with the matching set of Renzo napkins in Orchid for $69 (or 4 payments of $17.25).

2. Two Tags

We know all too well that activewear is a favourite among many. Two Tags has a fabulous range for both men and women.

Our pick is the Duende sports bra for $60 (or 4 payments of $12) and the matching bike shorts for $60 (or 4 payments of $12). The shorts even pass the pocket test so we're in full support!

3. The Dairy

There's nothing like slapping on a brand new phone case. It makes us feel like we've got a whole new device. The Dairy has a beautiful range of custo