Have you ever struggled to save for a deposit for your first home? Then you’ll know that’s one of the most daunting financial obstacles most people will ever face.
Many couples and individuals will penny pinch for years to save for a deposit. Missing out on holidays and meals out, and having to budget when it comes to clothes and other discretionary spending. And we do it because the end result is well worth the effort.
So it’s no surprise that after so many years of saving, the stress and pressure associated with getting a mortgage can bring with it mixed emotions. This is almost certainly the biggest financial commitment you will ever make, after all. And so there are nerves, excitement, fears and worries all bundled into one high-pressure moment.