Home ownership and financial security require huge sacrifices for my generation, and I've realised they aren't sacrifices I'm prepared to make. I'm sorry, I'm just too busy living my best life, and I'm not prepared to apologise for that.
I'm constantly inundated with people around my age, in their 20s, sharing how they managed to scrape together a house deposit. These are the kind of stories I get to read about online constantly, or my nan can corner me about it over Mother's Day lunch, "See, you could buy a house, Mary!"
It's often presented as inspiring, but I always find the stories depressing. I could attempt to own a home but at what cost?
Saving up for a house deposit with rising house prices and slow wage growth means people my age who are buying homes aren't just not over-indulging in their 20s; they aren't indulging at all. It usually involves limited nights out, no takeaway coffees and limited or no travel. I suppose they've weighed it up and decided financial security is more important than these things, and maybe it is for them? Each to their own, right? But it just doesn't feel like the right thing for me.
While you're here, watch the 5 money lessons your parents taught you that you should probably forget. Post continues after video.
I should also point out that I think it's depressing that this is the choice my generation has been presented with. There's no balanced way to live your life at the moment and get into the housing market - we can not have our $4.50 coffee and drink it too.
I've been friends with people saving up for a house in our challenging financial climate, and it's not easy. I should also be clear that it isn't just not buying a coffee every day. I'd probably give up one coffee a day for a house; it's about making life-altering decisions that often sitting out on things for the sake of your bank balance and not just little things, big things.
I've watched these friends bow out of social events, count how much they spend at the bar and stop themselves from buying a fabulous outfit. Obviously, that is their choice, and perhaps the end goal makes it worth it? But isn't half the fun of life the journey, and surely the journey should include a few cocktails and the occasional same-day order from The Iconic.