Katy Gallagher was driving around looking for her fiancé when she heard a news report over the radio.
The then-27-year-old, was 15 weeks pregnant and holidaying with her fiancé, Brett, but he hadn't returned home from a bike ride.
"There was a radio announcement on the local radio station that a cyclist has been killed earlier that day. He was a male in early 30s, they believed, and they were looking for anyone who knew him," Katy told the podcast My 15 Minutes Presents.
In that moment, Katy's life, which up until that point was going "swimmingly", turned on its head.
"We were having a wonderful holiday, thinking and dreaming like young couples do when they’re about to have a baby. And that all changed in that 15 minutes on that day."
"I’d gone from being a 27-year-old who thought I had my life planned out, with my life partner, as you do at that age, to being a single parent on the single parent pension, living in a rental property with absolutely no idea of what I was doing and how I was going to look after myself and my little girl at the time."
For the first time, Katy was "truly" on her own, with the events of that fateful day sending her on a "completely different path".
Over 20 years later, the 52-year-old is now a powerful female figure in politics, a mother-of-three and the country's newly appointed Finance Minister.
As Prime Minister Anthony Albanese prepares to announce his full cabinet today, here's everything we know about Katy Gallagher.