Budgets. The annoying thing everyone says we should do, but we either get wrong or can’t find the motivation to stick to it more than a week. I recently wrote about my feelings (all the feels) towards budgets, and it really made me open up about how I approached (and still approach) my budget today.
It all starts with habits and I’ll let you in on the main four that will lead you to hashtag budget goals.
The same four habits that led me to buying my first home and saving over $50,000.
Money destroyed my parent’s marriage and became the vitriol in every one of their remaining conversations. Until I turned 18 and one parent felt that was the end of his obligation to me. Money. His parenthood was defined by money. I’m determined to not let that be the narrative of my marriage. Have you let money define your actions, your relationships, your motivations in life? • • • • • • #fearless #females #financialfreedom #freedom #womenempowerment #womenentrepreneurs #womensupportingwomen #blog #blogger #blogging #businesschicks #girlboss #savings #budget #investment #investing #instagram #instablog #marriage #wedding #relationship #relationshipgoals #motivation #inspiration #instagood #inspo
But this blog is different. It’s different because I’m going to reveal the secret techniques I use to keep my budget habits in check and keep my money working for me, not the other way around. The truth is, over the last seven years my budget has evolved from – “holy sh*t, must pay off this debt until it hurts”, to “I need an emergency fund, stat” to “save, save, save and a little spend”, to finally “wow, should we go to NYC, you wanna buy an investment property?” Your budget is a beautifully evolving masterpiece, so applying a template to your life simply won’t work.
Put the template down!
These secrets, my secrets, were found through painful trial and error, and absolute desperation when I hit my financial rock bottom. They haven’t come easy so I’m not giving them up lightly! I’m sharing them with you, so you don’t have to go through the years of money torment I did trying to find the sweet spot we all dream about!
This isn’t a quick fix or one-size-fits-all, but I can almost guarantee that these budgeting secrets, along with your new-found budgeting habits will set you up for success.