Everything your kids need to know before they start their first job.

“Learning curve” would be an understatement.

When you started your first job you probably didn’t even know what a Tax File Number was, let alone the fact that you actually have to pay tax.

Kids these days have got it a little easier when there is a program like CommBank’s Start Smart available to teach your children everything they need to know before they get into the work force.

These gems of wisdom from Start Smart facilitator Caroline McKeon are a must-watch for all parents.

This video is brought to you by CommBank.

What do you wish you had known before you started your first job?

Want more? Try these…

Yes, your spending habits rub off on your kids but here’s how to make that a good thing.

Money saving advice for your kids (that they’ll actually pay attention to).

“Women are hardwired to be conservative with money. I say bollocks.”

Delivered by a national team of world-class facilitators, CommBank’s Start Smart workshops are designed to teach money management in a motivating and inspiring way. The aim is to equip students with the confidence and competence to make smart decisions about money.

The Start Smart program was founded in 2007 and each year it reaches over 285,000 students, making it the largest program of its kind in the world.

CommBank has recently extended its commitment to financial education by investing an additional $50 million over the next three years to enhance financial education programs across the country. This will enable more than 500,000 Start Smart student bookings annually from 2016.

Start Smart – changing the way young people learn about finance.

^{Disclaimer
These Money Matters videos are intended to provide general information of an educational nature only. It does not have regard to the financial situation or needs of any viewer and must not be relied upon as financial product or taxation advice. You should consider seeking independent financial advice before making any decision based on this information. Commonwealth Bank of Australia ABN 48 123 123 124.}